Critical Illness Protection that fits your life.
DID YOU KNOW? 1 in 3 people will be diagnosed with cancer in their lifetime. 60% will survive more than 5 years. 1 in 4 people will suffer from heart disease in their lifetime. 95% will survive their first heart attack. 1 in 20 people will suffer a stroke before age 70. 80% will survive a first stroke. Sources: Heart and Stroke Foundation & Canadian Cancer Society
Good health is your most precious asset. Insure it—with critical illness insurance, AND the return of premiums option! Make yourself, your family, and your business Health Disaster-proof.
What is Critical Illness Insurance?
Critical illness insurance protects you financially in case of a health disaster. AND, if you’re fortunate enough NOT to use it… you may get your money back if you choose the return of premiums option!
Who needs it? Everyone needs it. You never know what life will throw at you.
What is a Critical Illness?
Depending on the specific policy selected, there are many illnesses that are considered critical including, but not limited to heart attack, cancer, stroke, Alzheimer’s disease, Parkinson’s disease, and multiple sclerosis.
How much could surviving a critical illness cost?
Reduced income while you’re off work, unexpected medical expenses, or reduced income of your spouse who has taken time off to be by your side. Transportation, accommodation, meals and parking. At-home assistance such as housekeeper, house-sitting, and meals. Prescription drugs not covered by health plans or alternative treatments.
Are you eligible for Critical Illness Insurance?
If you are in good health with no previous critical illness, you can apply. Based on your coverage and age, you may have to undergo medical exams.
Make an appointment with one of our helpful representatives today.
Who is Desjardins Financial Security Independent Network?
Desjardins Financial Security Independent Network, and its Quebec counterpart SFL, are the preferred distribution channels for Desjardins Financial Security (DFS), which is ranked fourth among life and health insurers in Canada. DFS offers a wide array of financial risk management solutions and services. DFS is a component of the Desjardins Group, the largest integrated cooperative financial group in Canada with assets exceeding the $135-billion mark.
Jason Desaulniers CFP, CIM has been working in the financial services industry since 1996. He is an Independent Financial Planner and President for Excalibur Executive Planning Inc. Jason is a Life and Health Insurance Advisor with Desjardins Financial Security Independent Network and is a member of the Canadian Association of Insurance and Financial Advisors (ADVOCIS) since 2000 and a member of Financial Planning Standards Council of Canada since 2000.